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Things You Should Think About Before Purchasing Individual Dental Plans

by Terry A. Whitehead

Individual Dental Plans are an alternative to dental insurance, that provide plan members with discounts on most dental services with a strong emphasis on preventive procedures. These plans ARE NOT INSURANCE, so there are no administrative forms, no limits on use, and no waiting.

Individual dental plans and group dental insurance plans offer affordable solutions for consumers looking to save money on their dental care and are even used by people who already have dental insurance.

They are designed to lessen the burden to non-insured individuals for the cost of dental care by making dental care more affordable.

Individual dental plans will provide cost savings not only on routine and preventive care, but also on more extensive treatment such as fillings, crowns, root canals, dentures, bridges, oral surgery, and orthodontics.

Usually you are provided small discount cards that entitle you to 10%-60% savings on most dental care procedures at a local dentist within the plan.

Since they are not dental insurance plans but discount programs instead, Individual dental plans do not have co-payments, deductibles, paperwork hassles or annual limits.

Individual Dental Plans Services

Individual dental plans are just exactly what they sound like, a discount for dental services.

There are no limits on how many visits or services you need. When you arrive, simply present your Membership Card and your discounts will be applied instantly on most dental services – no questions asked.

Members pay an annual or monthly fee and in return they receive discounted services.

Look for services such as these...
From 15 percent to 50 percent or more on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
Savings on routine dental services such as x-rays and fillings.
Savings on specialty care such as orthodontics and periodontics where available.
Make sure All dentists are credentialed and participate in a quality management program.
No health restrictions
Easy to use
Usually just present your card and save
No paperwork, you pay the discounted amount at the time of your visit
Use the card as many times as needed
No predetermination of benefits required
No referral required to see a Specialist

Individual Dental Plans are Affordable

\Dental programs like individual Dental Plans and family discount dental plans have quickly become an affordable alternative to traditional dental insurance.

There are very reputable plans available for less than $100 per year.

Individual Dental Plans Dentists

The Individual dental plan, or dental plan is where you get a list of certain dentists and specialists who give you services for a discounted price.

When you make your selection from the variety of Individual dental plans and dentists available, you are entitled to receive valuable savings on most dental services when you visit a participating dentists' office for your dental procedure.

The higher discounts can be expected from general dentists while discounts from specialists will normally fall into the lower range.

In addition to saving 10% to 60% on most dental procedures, many plans also include discounts when visiting participating dental specialists such as orthodontists, oral surgeons, periodontists, endodontists, and pediatric dentists.